Requirements To buy an already-built home
580
Minimum of 2 years at the same job, or under the same occupation title.
- Valid Photo ID
- 2 months of most recent bank statements.
- 2 months of most recent pay stubs.
- 2 most recent W-2 forms (We will only accept 2 most recent tax returns if you are self-employed)
Of course! Reach out to us for more information on $0 down payment programs.
Requirements to qualify for a construction loan
620
Minimum of 2 years at the same job or under the same occupation title.
- Valid Photo ID
- 2 months of most recent bank statements.
- 2 months of most recent pay stubs.
- 2 most recent W-2 forms (We will only accept 2 most recent tax returns if you are self-employed)
Great news! If you own your lot outright, you qualify for a $0 down payment, and the construction closing cost can be rolled into payments.
If you do not own your lot, a down payment of 3.5% is required.
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